How to Avoid and Stop Foreclosure

If you fall behind in your mortgage payments, the possibility that you may lose your home can make you feel devastated and helpless. The worst approach in that situation is ignoring notices from your lender and doing nothing. Most people don’t realize that if you are the victim of a foreclosure, you have options. In […]

Florida Foreclosure Procedures: Here’s What to Expect

If you’re facing a foreclosure in Florida, learn your rights and how the process works. Update: On April 2, 2020, Florida Governor Ron DeSantis signed Executive Order 20-94 suspending all foreclosures and evictions in Florida for 45 days because of the coronavirus (COVID-19) pandemic. Also, the federal government has imposed a foreclosure moratorium for federally backed mortgage loans for 60 days, […]

Forbearance Agreements, Repayment Plans, and Loan Modifications: Helping You Avoid Foreclosure

Learn how a forbearance agreement, repayment plan, or loan modification could help you avoid a foreclosure. Coronavirus Mortgage Relief Under the Federal CARES Act Under the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act, if you have a federally backed mortgage loan, you can get a forbearance by simply asking and affirming that you’ve suffered a financial […]

Beware of Foreclosure Rescue Scams During the Coronavirus Crisis

If you get a mortgage relief or foreclosure rescue offer that’s too good to be true during the COVID-19 outbreak, it’s very likely a scam. With the coronavirus (COVID-19) national emergency limiting many people’s ability to work and earn a paycheck, you might be among the thousands finding it difficult or impossible to keep up with your […]

Selling a Home in Florida? Key Legal Requirements

Selling a home in Florida can be different than selling one in any other state, both in terms of laws and traditional procedures. Here are some important facts to know. From contract forms to closings, here is what sellers of a Florida home should expect and plan for. Role of Real Estate Agents in Florida […]

How Long Must You Wait To Purchase a Home After Filing Bankruptcy?

Filing for bankruptcy is no easy decision to make. For many, there is a sense of failure or loss. For others, it can be a clean start and an opportunity to start over. Let’s face it: financial education in this country is poor, and that’s putting it mildly! We learn by doing, and sometimes we […]

Foreclosure Actions – Options for Legal Defenses

When the bank or other lender is set to foreclose on a property, the homeowner will need to consider options in legally defending against the action or seeking the services of a lawyer to support a way to get out of the foreclosure. Often, the legal process can alleviate the worry that the foreclosure is […]

What Is Foreclosure?

Foreclosure is the legal process by which a lender takes control of a property, evicts the homeowner and sells the home after a homeowner is unable to make full principal and interest payments on his or her mortgage, as stipulated in the mortgage contract. It may seem daunting at first, but we’re to guide you through it all. […]

Notice Related to Tenant Evictions and Other Matters

Eviction notices and the full process usually depend greatly on the state due to the process favoring either the tenant or the landlord in the location. However, when a tenant has either not paid rent for long enough or has caused another complication, it is vital that the landlord follows the correct process to ensure […]

Can a Private Lender Initiate a Voluntary Foreclosure?

Foreclosure of a property is often devastating to the person that is leasing or that owns the house. There are several processes involved in this event, and the lending agency holds the most power over the entire situation with the ability to initiate a voluntary foreclosure in usual circumstances. The lending agency in a contract […]