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New Construction Home Inspections: Are They Necessary?
In the midst of the last recession that crippled the U.S. real estate economy, new construction home inspections virtually disappeared. For several years, there was too much available housing inventory at too low a price to make newly constructed homes competitive on cost. Essentially, buying a prebuilt house was more attractive to homebuyers than building […]
How Long Must You Wait to Purchase a Home after Filing Bankruptcy
Filing for bankruptcy is no easy decision to make. For many, there is a sense of failure or loss. For others, it can be a clean start and an opportunity to start over. Let’s face it: financial education in this country is poor, and that’s putting it mildly! We learn by doing, and sometimes we […]
How Much Do We Need as a Down Payment to Buy a Home?
It can be confusing to understand the amount of money you’ll need for a down payment on a home because of the availability of different loan programs. Many people, anxious to buy their first home, want to find a loan that requires the smallest percentage down payment. For example, say that a couple has been […]
5 Mortgage Misconceptions Set Straight
Looking for a home loan? Get your facts straight so you can proceed with confidence. Getting a mortgage can be a breeze or a slog, depending on what you know about the process. To get organized and set your expectations properly, let’s debunk some common mortgage myths. 1. Lenders use your best credit scores If […]
5 Reasons to Buy a Home This Fall
The days may be getting shorter, but the home-shopping benefits are growing. Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers. If you’re […]